Terms of Service

1. Acceptance of Terms

By accessing or using HYPERTRADE ("the Interface"), you agree to these Terms of Service and our Privacy Policy. If you do not agree, do not use the Interface.

HYPERTRADE is a software interface operated by LUNATIC WISDOM LABS LLC ("the Company"), a Wyoming limited liability company.

1.1 Restricted Jurisdictions & U.S. Persons

HYPERTRADE strictly prohibits use by "U.S. Persons" (as defined in Regulation S under the U.S. Securities Act of 1934) and residents of Restricted Jurisdictions.

• • Prohibited Jurisdictions: United States, United Kingdom, North Korea, Iran, and any jurisdiction subject to OFAC sanctions.
• • Representation: By using the Interface, you represent and warrant that you are NOT a resident, citizen, or located in any of these territories, and you are not using a VPN, proxy, or other technology to bypass these restrictions.
• • Enforcement: We reserve the right to implement technical geofencing and terminate access to anyone found violating these regional restrictions.

2. Description of Service

HYPERTRADE is a non-custodial software interface that allows users to interact with the autonomous Hyperliquid decentralized exchange protocol and, where available, optional Cash / IBAN account features through integrated partners. The Interface does not execute trades, provide liquidity, or hold fiat deposits. It facilitates visibility into:

• Spot Trading Interface: Visibility for direct ownership of supported crypto assets on the Hyperliquid L1.
• Perpetual Futures ("Perps"): Interface for interacting with leveraged contracts settled on-chain.
• Synthetic Perpetuals: Decentralized price-tracking contracts. You acknowledge that these are NOT issuer-authorized securities, and the Company is not an issuer or distributor of any financial instrument.

All trades and settlements are executed on-chain via the Hyperliquid blockchain. HYPERTRADE is a software interface provider and is NOT a broker, financial advisor, or intermediary. We do not have access to, or custody of, your private keys or funds.

3. Non-Custodial Nature & User Responsibility

• No Custody: HYPERTRADE does not hold, custody, or control user funds, wallets, or trading positions at any time.
• Wallet Management: You can use our free embedded wallet service created via Privy. You are solely responsible for safeguarding your private keys, seed phrases, and wallet access.
• Key Recovery: You can export your private keys from https://home.privy.io. Use the same login method you used on HyperTrade. Privy is a trusted third-party wallet provider that we use to create your wallet.
• Acknowledgment of Risk: HYPERTRADE cannot recover, reverse, or restore any assets, positions, or transactions. All blockchain transactions are final and irreversible.

4. Wallet and Unified Trade Balance

The Interface shows your Wallet Balance on Arbitrum and your unified Trade Balance on Hyperliquid for trading.

• Wallet Balance: On Arbitrum, used for deposits and withdrawals to external wallets.
• Unified Trade Balance: On Hyperliquid L1—spot and perpetual activity use one trade balance; margin, collateral, and liquidation indicators are presented together.

Moving funds between balances requires on-chain transactions. You acknowledge that moving from Trade Balance to Wallet Balance incurs a 1 USDC fee (L1 to L2 Bridge Fee).

5. Eligibility & Account Security

You warrant that you are of legal age (18+ or your jurisdiction's age of majority) to participate in derivatives trading. You are responsible for all activities under your wallet and must immediately notify support@hypertrade.exchange of any unauthorized use.

6. Fee Structure

You agree to pay applicable fees for using the Interface. Exact amounts are shown in the app before you confirm each transaction.

• Fees: HYPERTRADE does not add extra fees beyond what the Interface displays. Trading, bridge, deposit, and withdrawal costs are set by the applicable protocol or third-party providers (e.g., Hyperliquid, MoonPay). Optional Cash features follow the fintech provider's fee schedule — see the in-app Banking FAQ for a summary.

Funding rates on perpetual positions are determined by the protocol, not HYPERTRADE.

7. Trading Risks & Liquidation

• High-Risk Activity: Leveraged futures trading is highly speculative and can result in total loss of your margin.
• Liquidation Risk: If your perp position's losses exceed your available margin, it will be automatically liquidated.
• Isolated Margin: Only the margin allocated to that specific position is at risk.
• Cross Margin: Under cross margin mode, available margin on your unified trade balance can support eligible perpetual positions. One liquidation event can materially reduce the funds backing your leveraged positions.
• Spot holdings: Buying spot exposes you to market price risk; leveraged perpetual positions may be liquidated when margin becomes insufficient.
• Liquidation and collateral: Leveraged perpetual positions may be liquidated when margin is insufficient. The Interface displays collateral requirements and liquidation prices for your unified trade balance. You are solely responsible for monitoring risk.
• No Advice: Nothing in the Interface constitutes financial, legal, or tax advice. You are solely responsible for your trading decisions.

8. Market-Specific Features & Limitations

The Interface displays data from decentralized protocols which may have the following features:

• 24/7 Availability: The underlying protocol operates 24/7.
• Discovery Bounds: Price movement restrictions determined by the Hyperliquid protocol.
• Open Interest Caps: Protocol-level limits on position sizes.
• Oracle Dependency: Synthetic perpetuals rely on the Pyth Network and Hyperliquid L1 oracles. The Company is not responsible for the accuracy, uptime, or latency of these third-party oracles.

You accept that these features are governed by the protocol, not the Interface.

9. Third-Party Services

The Interface integrates third-party services beyond our control:

• Privy: Wallet creation and authentication
• Moonpay: Fiat-to-crypto purchases (requires KYC, subject to Moonpay's terms)
• Pyth Network: Price oracle data
• Arbitrum: Layer 2 blockchain for USDC deposits/withdrawals
• Hyperliquid Protocol: Underlying DEX and settlement layer
• UR (Account Layer): Infrastructure for on-chain identity (URID) and linked Cash account features
• SR Saphirstein AG: FINMA-licensed fintech provider licensed by the Government of Switzerland — KYC, Swiss IBAN, multi-currency accounts, card, SEPA/SWIFT, and crypto off-ramp when you opt in to Cash
• Mantle Network: On-chain ledger used for UR tokenized deposit balances

You acknowledge that HYPERTRADE is not responsible for failures, inaccuracies, or changes to these services. Use of third-party services is subject to their respective terms. Cash features require separate acceptance of the fintech provider's terms at KYC.

10. Cash / IBAN Account (Optional)

The Interface may offer optional Cash features — including a Swiss IBAN, multi-currency balances, FX conversion, stablecoin top-ups, card spending, and fiat payouts — integrated via UR and serviced by SR Saphirstein AG, a FINMA-licensed fintech provider licensed by the Government of Switzerland.

• Not a Bank Account with HYPERTRADE: HYPERTRADE is not a bank, payment institution, or e-money issuer. We do not hold fiat deposits. Cash features create a regulated relationship between you and the fintech provider; HYPERTRADE provides software access only.
• Tokenized Balances: Fiat-backed balances shown in the Interface are represented as tokenized deposits on-chain (e.g., on Mantle Network) and are subject to the provider's rules, fees, and limits.
• KYC & Eligibility: Access requires identity verification, supported country of residence, and approval by the fintech provider. Eligibility for Cash may differ from trading access and can change without notice.
• Provider Terms: By applying, you agree to complete KYC and accept the fintech provider's terms, privacy policy, and fee schedule in addition to these Terms.
• Deposit Protection: Funds held in connection with Cash features are not covered by Swiss deposit protection (esisuisse), as disclosed in our in-app FAQ.
• Card: Any virtual debit Mastercard offered through Cash is issued by the fintech provider and its card partners — not by HYPERTRADE. Co-branding does not make HYPERTRADE the issuer.
• Fees: HYPERTRADE does not add extra Cash or card fees beyond what the Interface displays. The fintech provider sets applicable fees (e.g., crypto top-up, card FX, payouts).

HYPERTRADE is not liable for KYC rejection, account suspension, payout delays, card declines, or actions taken by the fintech provider or UR infrastructure under applicable law.

11. Deposits, Withdrawals & Transfers

• Supported Asset: USDC (USD Coin) on Arbitrum network only.
• Deposit Methods: Direct USDC transfer to your wallet address or purchase via Moonpay.
• Withdrawal: You can withdraw to any valid Arbitrum-compatible address (MetaMask, Binance, etc.). Withdrawals typically complete in 2-4 minutes but are subject to network conditions.
• Irreversibility: All blockchain transactions are final. Sending to incorrect addresses results in permanent loss of funds.
• No Reversals: HYPERTRADE cannot reverse, cancel, or recover incorrectly sent transactions.

12. One-Tap Trading & Authorizations

By using the embedded Privy wallet session keys (one-tap trading feature), you authorize HYPERTRADE to execute trades on your behalf without requiring individual transaction approvals. You understand this convenience comes with responsibility to secure your device and account access.

13. Protocol Dependency & Technical Risks

The Interface's functionality depends entirely on external infrastructure:

• Smart Contract Risk: Bugs or exploits in Hyperliquid smart contracts could result in loss of funds.
• Network Congestion: High blockchain traffic may delay or prevent transactions.
• Oracle Failure: Inaccurate price feeds could result in improper liquidations or execution prices.
• L1/L2 Bridge Risk: Cross-chain transfers involve technical risk.

HYPERTRADE is not liable for any losses resulting from protocol-level issues, network failures, or smart contract vulnerabilities.

14. Prohibited Use

You agree not to:

• Use the Interface from jurisdictions where such services are prohibited
• Engage in market manipulation, wash trading, or other fraudulent activities
• Attempt to exploit bugs or vulnerabilities for financial gain
• Use the Interface for money laundering or terrorist financing
• Violate any applicable laws or regulations

We reserve the right to restrict access at our discretion for any violation.

15. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY SHALL NOT BE LIABLE FOR:

• Trading losses or liquidations
• Loss of funds due to user error or lost keys
• Inaccurate price data from Pyth, Hyperliquid, or other third-party oracles
• Cash / IBAN account issues, including KYC outcomes, provider downtime, card or payout failures, or on-chain Mantle / UR settlement delays
• Any indirect, incidental, or consequential damages

THE INTERFACE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND.

16. Indemnification

You agree to indemnify, defend, and hold harmless HYPERTRADE, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, or expenses (including legal fees) arising from:

• Your breach of these Terms
• Your trading activity or decisions
• Your violation of any law or third-party rights
• Your negligence or willful misconduct

17. Modifications & Termination

We may modify these Terms at any time by updating the "Last Updated" date. Continued use after changes constitutes acceptance. We may suspend, restrict, or terminate your access for any breach or at our discretion without notice.

18. Governing Law & Dispute Resolution

These Terms shall be governed by the laws of the State of Wyoming, USA. Any disputes shall be resolved through binding arbitration in Cheyenne, Wyoming, and you waive your right to a jury trial.

19. Severability & Entire Agreement

If any provision is found unenforceable, the remaining provisions remain in effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and HYPERTRADE.

20. No Solicitation (European Union)

HYPERTRADE does not target or solicit users in the European Union (EU). Access by users in the EU is at the user's 'exclusive initiative' (Reverse Solicitation). By using the Interface, you acknowledge that you have not been prompted to use the service via any marketing or advertising directed at the EU.

21. Child Safety & CSAE Policy

LUNATIC WISDOM LABS LLC has a zero-tolerance policy regarding Child Sexual Abuse Material (CSAM) and exploitation (CSAE). We are committed to maintaining a safe digital environment and complying with all international safety standards.

• Prohibited Content: The Interface strictly prohibits the transmission, storage, or distribution of any material that depicts, promotes, or facilitates child sexual abuse or exploitation.
• Age Enforcement: As stated in Section 5, HYPERTRADE is intended solely for adults (18+). We do not knowingly collect data from or provide services to minors.
• Reporting: Any user found using the Interface in connection with CSAE will have their access permanently terminated. We will cooperate fully with the National Center for Missing & Exploited Children (NCMEC) and relevant law enforcement agencies.
• Reporting Violations: Please report any suspicious activity or violations to support@hypertrade.exchange.

22. Acknowledgment of Understanding

BY USING HYPERTRADE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS. YOU UNDERSTAND THE RISKS OF LEVERAGED TRADING, THE NON-CUSTODIAL NATURE OF THE TRADING WALLET, OPTIONAL CASH FEATURES SERVICED BY A FINMA-LICENSED FINTECH PROVIDER, AND THE TECHNICAL DEPENDENCIES INVOLVED.

23. Contact

For questions or legal inquiries, please contact us at: